The worst time to find out that you are not fully legally prepared is when you need someone to act on your behalf due to a physical or mental condition and they are unable to do so since they lack legal authority. While it is generally true that your spouse or another family member can act for you temporarily if you are seriously ill or incapacitated, this is likely only a short-term solution.

If you have not provided your family with a Durable General Power of Attorney [DGPOA] they may be required to go to court to obtain an order appointing someone as your legal fiduciary, sometimes known as a conservator or a legal guardian. This process may require a lawyer and can be costly and time consuming.

For most situations a valid and comprehensive DGPOA can give your loved ones the authority they will need to act on your behalf during your period of illness or incapacity.

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